Ms ANG Kim Lan graduated with an LLB (Hons) Degree from the National University of Singapore and an MBA from Maryville University of St Louis. She is an Advocate & Solicitor of the Supreme Court of Singapore as well as a Solicitor in England and Wales. She is a member of the Society of Trusts and Estates Practitioners (STEP) as well as a Commissioner for Oaths and a Notary Public.

Kim Lan’s areas of practice include advising banks and the Central Provident Fund Board (CPF) as one of their panel lawyers, purchasers and vendors in residential, commercial and industrial property transactions, general solicitor’s work and litigation matters.

She oversees the Insurance and Financial Services Department, advising clients both locally and globally. These clients include life insurers, general insurers and insurance intermediaries and financial advisers. She also oversees the Trusts Department, advising clients on how to use trusts effectively as well as advising trust companies on compliance issues.
Kim Lan is experienced in regulatory and compliance requirements in the financial services sector, advising insurers on the setting up of branches and subsidiaries in Singapore, applications for insurance licences, the legal and compliance aspects of operational matters, schemes of transfers and on the structuring and marketing of insurance products. In the course of work, she liaises often with the Monetary Authority of Singapore (MAS).

Kim Lan has drafted and/ or reviewed the terms and conditions of numerous life insurance products such as life policies, term policies, hybrid policies, investment-linked policies (ILPs) with open-ended funds, ILPs with close-ended funds and portfolio bonds, as well as health insurance products, including several Shield plans currently in the market. In addition to the insurance products, she also drafts and/or reviews related product summaries as well as the marketing materials. She also advises clients in representations to regulatory authorities including proposals for changes to the law and practices in the insurance and financial industry.

Kim Lan’s professional involvements include:
• Hon Legal Advisor, Singapore Insurance Brokers Association (SIBA)
• Member, Society of Trusts and Estates Practitioners (STEP)
• Member, Singapore Insurance Institute
• Member, Society of the Financial Services Professionals